Research
Process
The investment process at Canso is focused on fundamental research
and security selection. Cheap investments are not popular and the buyer
must do independent research to find undervalued securities.
Our prime focus is on our internal credit research. With 5 credit professionals
on staff, we have greater resources than most other investment managers
and Canadian investment dealers. We conduct extensive research on issuers
before making an investment and we continue to update our research on
an ongoing basis for each issue in the portfolio.
The investment process begins with a thorough fundamental review of
the issuer of a security. An internal quality rating is then assigned
to the issuer. At this point, the merits of the particular financial
security are examined with particular regard to the structure and ranking
of the security. Once this is done, the future cash flow stream is identified
and the risks associated with it are determined. Securities are only
purchased at a discount to their determined intrinsic value.
Extensive fundamental analysis is used to identify the credit risk
of an issuer. At Canso, our credit analysis is thorough and objective.
Before any security is purchased, the issuer is fully analyzed with
respect to financial strength, management capability, and business environment.
In addition to analyzing the issuer, the terms and conditions of the
security (including covenant package, priority in a default, position
of the banks) are assessed. If we are comfortable with both the issuer
and the security, a risk/return profile is determined.
We keep extensive files on all issues, whether we participate in them
or not. This allows us to keep our work up to date and move quickly
when there is opportunity. As new information becomes available on the
prices of issues or the prospects of issuers, we meet to evaluate the
implication for our portfolios and strategies.
It is easy to buy a bad investment at a low price or securities of
an excellent company at very steep prices. It is very difficult to find
a good investment at a reasonable price, which is what we constantly
endeavour to do.